It goes with out saying that the getting a loan could be the biggest factor in determining whether or not a buyer is able to successfully close on a property. Along with a home or property inspection, I would say that 80% or more of the challenges that come up in buying a home in Big Bear fall into these two areas. Paying cash? Great, but you are one of the very few these days.  With tighter lender standards in this market, especially in the jumbo loan category (over $417,000 for my area), getting your loan in … [Read more...]