Looking to purchase a home in Big Bear, CA? Obtaining the best mortgage rates can be daunting, especially since the lender requirements have changed over the past few years. There are fewer lenders and higher standards, due to the mortgage industry crisis. Your credit score has the most influence, but lenders also take into consideration your debt to income ratio, equity, job history and assets and savings. We distilled the qualifications for you: FICO Score Your credit score is the most influential part of … [Read more...]